The Burden of Chronic Haemodialysis: monthly indirect and Out-of-Pocket Costs in a Multicentre Study in Zambia

 

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The Burden of Chronic Haemodialysis: monthly indirect and Out-of-Pocket Costs in a Multicentre Study in Zambia

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Justor
Banda
Justor Banda katusib@yahoo.co.uk Ndola Teaching Hospital Internal Medicine Ndola Zambia *
Natasha Chenga natashachenga@gmail.com Ndola Teaching Hospital Internal Medicine Ndola Zambia -
Tela Bulaya telabulaya@yahoo.co.uk Ndola Teaching Hospital Internal Medicine Ndola Zambia -
Job Kasweshi jobkashweshi25@gmail.com Ministry of Health Clinical Lusaka Zambia -
Susan Msisha susanmsisha05@gmail.com Ndola Teaching hospital Internal Medicine Ndola Zambia -
David Nyirenda davnyirenda@gmail.com Ndola Teaching Hospital Internal Medicine Ndola Zambia -
Aggrey Mweemba aggreymweemba@gmail.com University Teaching Hospital Internal Medicine Lusaka Zambia -
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In Sub-Saharan Africa, chronic haemodialysis (HD) dialysis remains the primary modality of kidney replacement therapy; however, it places a significant burden on both patients and the health care systems. Despite the limited data on patients' dialysis-related expenses, high out of pocket and indirect costs pose a significant barrier to accessibility and utilisation of HD in resource limited countries. 

This was a descriptive cross sectional study involving all adult incident and prevalent chronic HD patients in Zambia that were aged 18 years and above. Patients were recruited from 13 public and private HD facilities across the country.   The study was conducted from April 1,2023- August 30, 2025. The Tropical Diseases Research Centre (TRDC) approved the study. The patients’ social demographic, clinical parameters, insurance cover, out of patients costs, indirect and HD dialysis related characteristics were analysed

A total of 313 patients were enrolled in the study with 39.9% being male. The mean age was 46. 2 years (range 19-91 years). The median duration on maintenance HD was 2.0 years (IQR: 2-3) years. Nearly 80% attained a second level education; 66.7% were married and 41.5% unemployed. Notably, 37% reported unemployment as a direct consequence of kidney failure. Nearly all participants (99.6%) were covered for chronic dialysis under the national health insurance scheme (NHIMA); with 48.2% from the private sector. NHIMA covered medications in 81.5%. The reported median monthly income was USD250 (IQR:125-375) with a patients’ monthly median out of pocket expense for NHIMA USD2.5 (IQR 1.9-2.5), transport USD 55.3(IQR: 2.8-100), feeding USD 25 (IQR: 16.7-50) with median distance to dialysis unit 10km (IQR:5-20). NHIMA covered the costs for the following: HD consumables per session at USD 110 (IQR 95–115); medications including erythropoietin, iron sucrose, heparin, and vitamin D at USD 45 (IQR 25–58); and monthly laboratory tests at USD 136 (IQR 93–187). Majority (90.1%) were accessing maintenance HD three times weekly. 

Despite comprehensive coverage of maintenance haemodialysis patients under the national health scheme, this study highlights substantial monthly indirect costs and out-of-pocket expenditures that pose barriers to optimal service delivery.

Kewords